mortgages

With futures markets predicting property-price falls of up to 30% and the pain spreading beyond mortgages, the bottom may be months away.

期货市场的财产价格预期会下跌30%，痛苦会向次贷以外蔓延，底线也许会在数月之后。

Homeowners must be able to understand the terms and obligations of their mortgages.

住房拥有者必须能够理解他们按揭合同中的条款和义务。

highlighted foreign-currency mortgages as the sort of danger that the newly formed European Systemic Risk Board would be looking for.

强调外币按揭正是新成立的欧洲系统性风险委员会所关注的那类风险。

The change was the banks no longer held the mortgages and the home finance industry began to securitise, or underwrite, them.

发生的变化是，银行不再持有抵押贷款，住房金融行业开始把抵押贷款证券化，或由他们来担保抵押贷款。

Regulators, meanwhile, looked the wrong way: they were far more worried by hedge funds than subprime mortgages. That tends to be typical.

而监管者们则弄错了方向：他们在担心对冲基金，却没有关注真正的祸因——次级抵押贷款。

Instead, arguably, it was the excess securitisation of US subprime mortgages that unexpectedly set off the current solvency crisis.

相反，可以说，正是美国次债的过度证券化出乎意料地引爆了当前的偿付危机。

The securitisation of mortgages was an innovation that led unwittingly to what Wall Street calls "betting the company" .

按揭证券化是一种创新，不知不觉中导致华尔街所称的“押注公司”的行为。

But today we read in the WSJ that China has seen the cracks and is getting ready to invest in commercial mortgages and related securities.

但我们从《华尔街日报》上读到，中国已看到这种下跌，正准备投资商业抵押贷款及相关证券。

On top of that, they were able to pass the risk off to mortgage insurer or package these mortgages as mortgage-backed securities.

最重要的是，他们能够通过关闭，以风险抵押贷款保险或包装这些贷款为抵押贷款支持证券。

Its yield is often used as a benchmark for mortgages and other consumer loans.

10年期国债收益率通常被视为抵押贷款和消费贷款的基准利率。

This would be a much better policy idea than trying to fix the interest on sub-prime mortgages via legislation.

与试图通过立法确定次级抵押贷款的利率相比，这将是一个更好的政策主张。

Its yield is often used as a benchmark to set interest rates on mortgages and other loans.

美国国债收益率经常用作抵押贷款和其他消费贷款的基准利率。

In the United States, an estimated two million subprime adjustable-rate mortgages are expected to reset higher in the next two years.

在美国，据统计有两百万次等可调整利率按揭贷款预计会在接下来的两年内调至更高。

Would we be happy to see Alistair Darling jack up public borrowing if that meant, as it might, that the cost of mortgages went up?

我们乐意见到财政大臣戴理德（AlistairDarling）向公众大量举债，而此举意味着并有可能推高房贷成本吗？

You and I may think it had something to do with dud mortgages being repackaged as inexplicably exotic financial instruments. Wrong.

你我或许会认为，毫无价值的抵押贷款，被重新打包为难以理解的新奇金融工具，应该难以逃脱牵连。错！

PERSONAL greed is often the explanation given for the disastrous forays of the world's banks into America's subprime mortgages.

对世界各大银行灾难性卷入美国次贷危机的事实经常的解释是个人的贪婪。

Its yield is often used to set interest rates on mortgages and other consumer loans.

该债券的利率往往被做为参照，以制定房屋贷款和其他消费者信贷的利率。

No one seemed to care that in a few months the Treasury would be relieving banks of the mortgages that had started all the trouble.

此时似乎没有人去关心财政部数月之后对银行抵押贷款的搭救，而这引来所有麻烦。

It isn't all that surprising to hear that men take more risks: Just look at all the male executives who loaded up on subprime mortgages.

男人更愿意冒险之说并不怎麽出人意料：只需看看那些制造了大量次级按揭贷款的男性高管就可以了。

Therefore, the parties entered into a real estate property only mortgage collateral contract does not lead to the emergence Mortgages.

因此，当事人仅就抵押房产签订了房地产抵押合同并不导致抵押权的产生。