Overstretched borrowers were bound to start defaulting in large numbers once the housing bubble burst and unemployment began to rise.
一旦房产泡沫破裂、失业率开始上升,过度负债的借款人注定要大规模违约。
In Europe's frothier markets unpaid debt hangs around the necks of borrowers, giving them a bigger incentive to tough it out in their homes.
在泡沫更严重的欧洲市场中,未偿还债务紧紧地扼住了借款人的喉咙,给了他们更大的弃屋而走激励。
Still, he said, the number of borrowers who are struggling to pay off their debts is much smaller than officials have asserted.
还有,他说,那些为还贷挣扎的借款人数量远比官员声称的要少。
Certainly, credit was extended to unworthy borrowers, but the baby is now being thrown out with the bath water.
诚然,信贷曾提供给不合适的借款者,但如今,婴儿正连同洗澡水一起被泼了出去。
Microcredit is one example, in part because poor men seem to be more feckless borrowers than their female counterparts.
如小额贷款,部分原因是贫困妇女相较贫困男性而言更为软弱。
Ali-loan does not charge for its credit-scoring service for business borrowers, and says it has no plans to.
阿里贷款并没有针对其信贷评分服务向商业借贷方收费,并称其没有这方面的计划。
To borrowers like this Atlanta couple, trying to refinance their mortgage, a Colorado mother looking for a tuition loan.
对于借方,比如亚特兰大的这对夫妇正努力为他们的房屋贷款筹钱,科罗拉多州的一个母亲在为孩子找学费贷款。
They're trying to impose quantitative limits on credit, but are finding that borrowers have enough influence to circumvent the limits.
他们正试图限制信贷总量,但是发现贷款人有足够能力去规避限制。
Reisman, who has 26 clients who are borrowers of CIT, said the current $3 billion rescue plan is only a "temporary solution. "
Reisman说,目前30亿美元的援救计划只不过是“权宜之计”。
They view the bank as an intermediary between borrowers who prefer long-maturity loans and depositors who prefer liquid accounts.
他们把银行视作是偏好长期贷款的借款人与偏好活期存款的存款人之间的中间人。
The process takes longer and is often more costly for borrowers with larger loans and less than stellar credit.
那些负债较多且信用状况不佳的借款人,需要很长的申请时间,且常需支付更高的利息才能获得贷款。
Some of the costs might be passed on to borrowers in the form of higher interest rates.
各家公司因新监管法规而增加的成本会通过提高利率的方式部分转嫁给借款人。
Personal auto loan is referred to the RMB secured loan provided to borrowers by lenders used for buying autos.
我行开办的个人汽车消费贷款是指银行向申请购买汽车的借款人发放的人民币担保贷款。
There also have been a few 'covenant-light' loans, which loosen some of the typical restrictions on borrowers.
另外还有几类对借款人解除了部分常见限制的“软约束”(covenant-light)贷款。
Although some of these barriers were undoubtedly beneficial, they also hugely increased costs both for the bank and its borrowers.
尽管有些障碍无疑是有益的,但这样的做法却让银行与贷款人平添了巨额的成本。
Italy is among the biggest borrowers in the world, and its debt accounts for nearly a quarter of the total debt of the overall euro zone.
意大利是世界上最大的借款人之一,并且它的债务占据了整个欧元区的全部债务的将近四分之一。
When risky borrowers find it easy to get credit, they are less likely to go bust, which makes them appear less risky.
只要那些危险的借款人能够轻易地获得信用,他们就没有破产之虞,从而看起来不那么危险。
Observers say borrowers who took such teaser rates often did not understand what they were signing up for.
观察人士说,接受这类钓饵利率的贷款人往往不懂他们签押的到底是什么。
The huge advantage of such globalisation was that lenders no longer needed to be physically close to borrowers.
这种全球化带来的巨大益处是,借款人不再需要自己接近贷款人。
Often, lenders did not make even the most basic of checks to see whether borrowers had the financial wherewithal to pay back what they owed.
经常,出借人甚至没做检查的最基本的看看是否借款人有金融必要的资力偿还他们欠的。
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